Private Banking

Credit Cards

A credit card is only useful when you can see exactly what it is doing to your balance. Every Unicredit Group BK card reports its spending back to you as it happens, and the cost of carrying it is spelled out in plain numbers.

Spend reported the moment it is authorised

Authorisations appear in your activity feed before the merchant settles, so an unexpected charge shows up while you can still dispute it rather than days later on a statement.

One card, both worlds

A physical card for the shops that still want one, and a digital card for online and phone payments. The digital card can be locked and unlocked independently of the plastic.

Borrowing cost shown up front

The representative APR, the standard variable rate and the minimum-payment warning are set out before you apply. Interest is calculated daily on what you actually owe, not on your limit.

Limits you can move yourself

Ask for a higher limit when your circumstances change, or bring it down when you would rather the temptation was not there. Both requests are reviewed on the same criteria.

Check your eligibility in a soft search that leaves no mark on your credit file, then decide with the full cost in front of you.

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